Annual Platform Fees

Our fee schedule — straightforward and disclosed in full.

Wealth8 charges a single annual platform fee on your assets under management, stepped as your portfolio grows. Sharia screening, quarterly Board certification, and income purification are included — not charged separately. No commission. No dealing charges on Sharia-screened funds.

Platform Fee Schedule

Annual platform fee — stepped tiers.

Starter
0.50%
per annum on AUM
£0 – £25,000

0% platform fee for first 12 months on up to £10,000. After 12 months or above £10,000: 0.50% p.a. Charged monthly pro-rata.

Growth
0.35%
per annum on AUM
£25,001 – £250,000

Applied to full balance once above the £25,000 threshold. More competitive than Wahed Invest (0.79%) and in line with HL at this tier.

Wealth
0.20%
per annum on AUM
£250,001+

Applied to full balance above £250,000. Lower than AJ Bell (0.25%) at this level — recognising long-standing clients' growing portfolios.

Sharia screening overlay: included at no extra charge

The quarterly Sharia review, Supervisory Board certification, and purification service are built into the platform fee — not charged separately. This is one of Wealth8's core differentiators vs other halal-adjacent platforms that add a screening surcharge.

Context

How Wealth8 compares on fees.

Platform Annual fee Sharia screening ISA wrapper FCA regulated
Wealth8 0.50% → 0.20% Included
Wahed Invest (halal peer) 0.79% flat No UK ISA
Hargreaves Lansdown 0.45% (capped)
AJ Bell 0.25%
Nutmeg 0.25% – 0.75%

Fee comparison is based on publicly available information as of 2026. Fund OCF charges are separate and apply across all platforms. Wealth8 does not endorse or disparage competitors — information is provided for transparency per FCA marketing guidance.

What we don't charge

No commission. No hidden fees.

No commission

Wealth8 does not receive payment for order flow or retrocession fees from fund managers. Our only revenue is the transparent platform fee you see here.

No dealing charges

No dealing charges on Sharia-screened funds. No transfer-in fee. No ISA transfer fee. No exit fee.

Fund OCF disclosed

Underlying fund Ongoing Charges Figures (OCF) — typically 0.15%–0.40% p.a. — are disclosed per fund's KIID. These are the fund manager's charges, separate from Wealth8's platform fee.

This fee structure reflects the Islamic finance principle of fair dealing (adl) — transparency in commercial arrangements is a Sharia requirement, not only a marketing choice. Wealth8 operates on a direct AUM model: our revenue comes solely from the platform fee you see here. We do not receive payment for order flow, retrocession from fund managers, or any undisclosed benefit linked to your portfolio allocation.

All fees are quoted exclusive of the underlying fund Ongoing Charges Figure (OCF) — a separate charge levied by the fund manager, disclosed in each fund's Key Investor Information Document (KIID). Tax treatment of investment fees depends on individual circumstances.

Start investing. No platform fee on your first £10,000 for 12 months.

Open your Sharia-screened ISA. Transparent fees. No hidden charges.