An ISA platform built around Sharia credentials, not retrofitted with them.
Sharia-screened equities, Sukuk, and Murabaha cash equivalents inside an FSCS-protected ISA wrapper. Quarterly Supervisory Board certification. GBP to home-currency conversion at transparent FX rates. The regulatory infrastructure of a City of London wealth platform — for investors who need the halal assurance to be structural, not cosmetic.
A diversified Sharia-compliant portfolio inside your ISA.
Three asset classes, all screened for Sharia compliance by our independent Supervisory Board:
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Sharia-screened global equities — MSCI World-equivalent universe, filtered by debt ratio, revenue screen, and business activity. Quarterly rebalance.
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Sukuk — Islamic bonds with returns from asset ownership or lease arrangements (Ijarah structure), not from interest (riba). UK and international Sukuk issuances.
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Riba-free cash equivalent — Murabaha-structured short-term instruments. No conventional money market instruments with interest-bearing deposits.
Track your £20,000 allowance in real time.
The ISA allowance resets each April (HMRC tax year). Wealth8 shows your live progress — how much you've contributed, how much you have remaining, and what your total ISA value is including unrealised gains.
Allowance limits are set by HMRC. For 2025/26: £20,000 Stocks & Shares ISA, £9,000 Junior ISA. You can transfer in from other ISA providers — we handle the transfer process, including ISA transfer forms and communication with your existing manager.
ISA explained in full
Withdraw proceeds in your home currency.
When it comes time to withdraw — for retirement, a property purchase, or to support family — Wealth8 lets you convert GBP proceeds directly to your home currency:
FX conversion spread: 0.30% from GBP base. Full fee transparency. Tax treatment of foreign currency conversions may vary — consult a qualified tax adviser.
Your assets are ring-fenced and CASS-protected.
Wealth8 holds client assets with a UK-registered custodian under FCA Client Assets Sourcebook (CASS) rules. Your investments are held separately from Wealth8's own funds — meaning that in the unlikely event of Wealth8's insolvency, your assets are not available to our creditors.
Segregated custody
Client assets are held in segregated custody accounts, clearly identified as belonging to clients — never commingled with Wealth8 operational capital.
FSCS coverage
Eligible deposits held at the custodian are protected up to £85,000 per client per authorised firm by the Financial Services Compensation Scheme.
CASS compliance
Wealth8 and its custodian partner comply with FCA CASS rules. Client assets are reconciled daily and subject to independent audit.
Connect your existing accounts.
Transfer in from your existing ISA providers, connect your bank for direct debit contributions, or use Open Banking for faster verification. No paperwork, no delays.
ISA transfer-in
Transfer your existing Cash ISA or Stocks & Shares ISA to Wealth8. We manage the transfer process — your allowance is preserved.
Open Banking
Faster identity verification and bank account linking via FCA-regulated Open Banking providers. Secure and read-only access.
Regular contributions
Set up monthly direct debit contributions to maximise your ISA allowance gradually. Pause or adjust at any time.
Ready to invest with principle?
Open your Sharia-screened ISA today. No platform fee for the first 12 months on up to £10,000.
Capital at risk. Past performance is not a reliable indicator of future results.